Looking for 9 Month CD Rates.  Stop looking now. 

Good 9 month CD Rates are actually difficult to locate. The 9-month term is considered an odd term Certificates of Deposit and not many banks or credit unions have it.  Often times, those that do, have a lower 9-month rate than the 6-month.

But, here are some specials that I found.

Ally Bank — 1.55% APY (and they don’t have any annoying small print or disclaimers or so they claim).  2-star Rating.

Discover Bank — 1.50% APY (Yes, this is the bank for the Discover Credit Card). 3-stars.

Christian Community Credit Union — 2.25% APY (Wow!  They call it the Kingdom Builder Certificate, I like it.)  3-stars.  But, please note.  They are not federally insured by the NCUA.  They carry private ASI insurance.

Umbrella Bank — 1.85% APY.  1-star.  They may need an Umbrella.  Looks like a storm is coming their way.

Well that looks pretty good.  I would probably skip Umbrella Bank.  Before investing in Christian Community do some research on ASI.  Your money’s protection is based on the insurance company’s health.  They might also have restrictions on membership such as having to be a Christian.

For ease, Ally Bank and Discover are probably the best bets, but keep in mind that on-line set-ups usually require you to answer a set of questions that only you should know.  I’ve read some horror stories lately, where the information the banks were working from was incorrect. 

9 month CD rates may be a good way to go.  There is just no way to know when the Fed is going to raise interest rates.

Let me know if you find some great CD deals.

Check-out CD Rates MA or Jumbo CD Rates